About LibPay

Building the infrastructure for the next generation of fintech companies.

Our Mission

LibPay was created to democratize fintech infrastructure. We believe that launching a payment platform should not require millions in development costs or years of engineering effort. Our white-label SaaS platform gives businesses everything they need — wallets, payments, virtual cards, crypto, KYC, and compliance — ready to deploy under their own brand.

What We Provide

For Fintech Startups

Launch your payment app in days instead of months. Focus on growth while we handle the infrastructure.

For Established Businesses

Add digital wallets and payment capabilities to your existing business without building from scratch.

For Developers

Clean Laravel + Flutter codebase with comprehensive API documentation, tests, and CI/CD pipelines.

For Compliance Teams

Built-in KYC, AML, sanctions screening, audit logs, and GDPR compliance out of the box.

Technology Stack

Laravel 11
PostgreSQL 16
Flutter 3
Next.js 14
Redis 7
Docker
GitHub Actions
Stripe

Security First

Financial software demands the highest security standards. LibPay implements 19 layers of protection including JWT authentication, two-factor authentication, SSL certificate pinning, runtime application self-protection (RASP), AML velocity checks, sanctions screening, pessimistic database locking, idempotency protection, and comprehensive audit logging. Every financial operation is wrapped in database transactions with row-level locking to prevent race conditions.

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